Lancaster/Northumberland Habitat for Humanity
P.O. Box 908
Kilmarnock VA 22482
Mission Statement
We are an ecumenical, nonprofit, Christian organization committed to eliminating substandard housing through the building of decent homes for those in need in our two counties in Virginia.  Lancaster/ Northumberland Habitat works in partnership with qualified families and community volunteers, including businesses and organizations, to build and sell houses at no profit and with no interest.  Neither race, gender nor religion is a factor upon selection of the partner families that buy Habitat homes.
Our mission is to partner with God's people to create stronger community within Lancaster and Northumberland counties by building simple homes and providing 0% loans to deserving families, breaking the cycle of poverty and building stronger futures.
Web and Social Media
*Together We Build*
CEO/Executive Director Thomas Hemans
Board Chair Kathleen Conroy
Board Chair Company Affiliation Community Volunteer
Contact Information
Address P.O. Box 908
Kilmarnock, VA 22482
Telephone 804 435-3461
Fax 804 435-3461
History and Background
Year of Incorporation 1998
Financial Summary
Revenue vs Expense Bar Graph - All Years
Expense Breakdown Bar Chart - All Years
Projected Revenue $115,000.00
Projected Expenses $115,000.00
We are an ecumenical, nonprofit, Christian organization committed to eliminating substandard housing through the building of decent homes for those in need in our two counties in Virginia.  Lancaster/ Northumberland Habitat works in partnership with qualified families and community volunteers, including businesses and organizations, to build and sell houses at no profit and with no interest.  Neither race, gender nor religion is a factor upon selection of the partner families that buy Habitat homes.
Our mission is to partner with God's people to create stronger community within Lancaster and Northumberland counties by building simple homes and providing 0% loans to deserving families, breaking the cycle of poverty and building stronger futures.

Our program serves individuals & families earning between 30% & 60% of the median income who currently live in substandard housing (lack of indoor plumbing, no access to safe drinking water, unreliable heating, unsafe sewage disposal). Applicants to our program have included a clerk at the local grocery store, a waitress at a popular restaurant, a county police officer, a sanitation truck driver, a lady that works with handicap adults —people we encounter in our everyday lives.  

Our volunteers are women, men, & children over 14 from all walks of life. Some are experienced builders, some have never been involved with construction,  many are retiree's that donate their time and many are working people that donate a Saturday - all working to make our community a better place to live.

Houses we have built to date are grouped in neighborhoods: Two houses have been built on Locksley Hall Road in Northumberland County, six have been built on Greenwood Court in Lancaster County and six have been built on Pond Park Road of Lancaster  County.   Currently we are building on Wiggins road in Kilmarnock which we hope to be a 3-home subdivision by 2016.  The first house , #16, is nearly complete and the second home for this new subdivision has just begun!  Living in close proximity enables these families to support each other in numerous ways. For one example, a mother of four children is helping another mother by driving her special-needs daughter to a distant school that can provide the best learning environment for this child. 
House #16 is about to be purchased by a single mother of two young children who is also working two jobs.  The next home, House #17,  will be purchased by qualified partner family - husband and wife with 3 young children.   This couple has already put in many sweat equity hours on House #16 and is anxious to begin construction on their own home. 
   A community study performed by Visions & RCC determined the top needs in our two counties is decent adequate housing and job creation. Our goal is to build 2 houses a year at $85,000/house.
  • Lancaster/Northumberland Habitat receives no direct monetary support from Habitat International, although they do provide affiliates a multitude of other support programs.  Our affiliate is completely dependent on the help of individuals, foundations, churches and businesses in our attempt to raise funds to eradicate substandard housing in our two counties. 
    We have been fortunate of the support of outside groups visiting our community to work on our houses including Kanata United Church and Villanova Athletes. We were thrilled for the opportunity to work in partnership with the Youth Build Program and currently we are exploring ways to work with similar youth.   Additionally, we are working now with a new nonprofit, WattSavers, helping mostly older home owners weatherize and winterize their homes. 
   Recent economic impacts place our need on funds, as many supportive donors have had to cut back on their donation dollars due to the same economic hardships. 
   We need construction materials and land to continue to build
Background    Lancaster/ Northumberland Habitat for Humanity was founded in 1996 when six plus acres of land became available in Lancaster County, Virginia.  At that time, Dr. John Houghton of Lancaster County accepted the land and created the Lancaster/ Northumberland Habitat for Humanity affiliate.
   Our mission is to partner with God’s people within our two counties in an effort to create stronger communities with simple decent homes to deserving families, breaking the cycle of poverty and building stronger futures.   Lancaster /Northumberland Habitat for Humanity works in partnership with qualified families and community volunteers, including businesses and organizations, to build and sell houses at no profit and with no-interest mortgages. 
   Prospective partner families must apply to our affiliate and compete in a rigorous process which includes interviewing, verification of need through home visits, verification of employment and credit worthiness before qualifying to become our next partner.  We choose potential homeowners based on level of need, income guidelines, their ability to repay the zero interest mortgage loan and their willingness to become partners in the program by providing at least 300 hours of sweat equity.  Selection is nondiscriminatory; neither race, gender, nor religion is a factor in choosing the families that will buy Habitat houses.
   Once chosen in the Habitat program our partner families must complete their 300 hours of "sweat equity" helping to build a home for another family as well as the home they will buy.  In addition, our chosen partner family must complete classes in a variety of subject areas which will help them to be more prepared to successfully meet the challenges and responsibility of home ownership.  Mentors within our Lancaster/ Northumberland Habitat for Humanity affiliate are assigned to each partner family "after" the purchase of the home to meet, guide and assist our partners making sure our families can stay on track with their homeowner responsibilities even through family and/or economic hardships.  
   Lancaster/Northumberland Habitat is committed to work jointly within our counties resources including volunteers, businesses, clubs, schools, organizations and churches to build a strong community and work together toward eliminating substandard housing in our neighborhoods.
   While working together on a common goal, we automatically build friendships!
CEO Statement    Our organization continues to be volunteer run and operated with only one part-time employee who helps us in the office. Our success has been entirely due to the the hard work, smarts and efficiency of these individuals who are dedicated to the "theology of the hammer," a hand up NOT a hand out. The funds provided go directly in to homes for deserving families and the mortgages paid by these families become essentially a "revolving loan" allowing us to build more homes. We are working on our last lots now and need more land and funds to continue our builds and our mission to help those willing to work hard with us for better housing. 
Board Chair Statement    This is the greatest bunch of people I have ever met: imaginative, fun-loving, hard-working and committed to making our community a better place. Our impact extends well beyond the borders of our two counties, to the state (Camp Hanover Nail and Sail teens), the country (Villanova Athletes) and beyond (Kanata)! Our outside influence is because of the high quality of the Board members and our volunteers, coupled with the proven success of the Habitat model. Our homeowners' lives are transformed by the process.
Areas of Service
Areas Served
Lancaster County
Northumberland County

Kilmarnock          22482
Weems 22576
Irvington 22480
White Stone 22578
Merry Point 22513
Lively 22507
Lancaster 22503
Mollusk 22517
Nuttsville 22528
Morattico 22523
Wicomico 22579
Burgess 22432
Reedville 22539
Heathsville 22473
Edwardsville 22456
Ophellia 22530
Callao 22435
Lottsburg 22511

Board Chair
Board Chair Kathleen Conroy
Company Affiliation Community Volunteer
Term Apr 2016 to Jan 2019
Board of Directors
Board Members
Kathleen Conroy Community Volunteer
Bruce Craig Retired
Patrick Creed Community Volunteer
Edna Davenport Dept of Social Services
Marty Dwyer Community Volunteer
Larry Edwards Community Volunteer
Anne Haas Community Volunteer
Rosie Kelley retired
Deloris Norris Community Volunteer
Donald Scott retired
Vanessa Taylor Community Volunteer
Edd Young Director / Finance
Board Demographics - Ethnicity
African American/Black 4
Asian American/Pacific Islander 0
Caucasian 8
Hispanic/Latino 0
Native American/American Indian 0
Other 0 0
Board Demographics - Gender
Male 5
Female 7
Board Term Lengths 3
Board Term Limits 2
Board Meeting Attendance % 80
Written Board Selection Criteria? No
Written Conflict of Interest Policy? Yes
Percentage Making Monetary Contributions 10
Percentage Making In-Kind Contributions 10
Number of Full Board Meetings Annually 12
Standing Committees
Communications / Promotion / Publicity / Public Relations
Community Outreach / Community Relations
Development / Fund Development / Fund Raising / Grant Writing / Major Gifts
Other Boards
The tables below contain information about other groups that advise this nonprofit on operations and projects.
Advisory Board Members
Camile Bennett
Tom Coye Church Relations, Community Outreach
Joseph Curry Community Outreach
Jinks Holton Community Volunteer
John O'Keefe Immediate Past President
We have a high powered and dedicated group of volunteer Board members, but we need to have more participation from our community to keep the Board fresh, focused and diversified. 
Executive Director
Executive Director Thomas Hemans
Mr. Hemans served from 1990 to ­2002 as the ­ executive director of the public schools  athletic league, of the New York City Board of  Education.
 He oversaw the largest single citywide high school interscholastic sports program in the world which included: 32 school district superintendents,156 high schools, 156 high school principals, 50 sports commissioners, 156 athletic directors, 3200 teacher­,coaches, 12,000 sports officials, 26 sports for boys and 24 sports for girls and 40,000 student athletes.
His duties and responsibilities included developing and implementing athletic policies; conducting staff development and training workshops for school staff, teacher,­coaches and games officials; determining sports eligibility for each student athlete and representing the BOE at hearings; determining and allocating sports budgets to each high school for staff and equipment and
supplies; rating, paying and assigning sports commissioners, teacher, ­coaches and games officials. Soliciting sponsors for championship events; administering the yearly procurement of sports venues such as Madison Square Garden, Yankee Stadium, Shea Stadium, New York City Colleges and New York City and New York State parks and recreation facilities for City Championship High School Sports events; arranging for television and media coverage and participating in intra and interstate state championship and athletic competitions.
Mr. Hemans has been involved with many other community oriented organizations. He sees great things in the future for the Lancaster/ Northumberland Habitat for Humanity. 
Full Time Staff 0
Part Time Staff 2
Volunteers 30
Contractors 0
Organization has a Fundraising Plan? Yes
Organization has a Strategic Plan? Yes
Years Strategic Plan Considers 3
Date Strategic Plan Adopted Jan 2012
Management Succession Plan? No
Organization Policy and Procedures Yes
Nondiscrimination Policy Yes
Whistleblower Policy Yes
Document Destruction Policy Yes
Directors and Officers Insurance Policy Yes
Most number of houses per affiliate population baseHabitat Virginia2011
Platinum awardEarthCraft2012
L/NHabitat uses a successful time tested model to offer a HAND-UP, not a HAND OUT to our residents.  We build simple, decent, and affordable homes for people in need.  Prospective families must "qualify" to buy a Habitat home.  Applications are reviewed and chosen by level of need, their ability to repay and their willness to commit and invest in our Program.  Once chosen they become known to us as our "Partner Family."  Each Partner Family must make a financial downpayment and work hard along side our volunteers with a minimum of 300 hours of  "sweat equity" building their new home as well as beginning their sweat equity on the house under construction before theirs.  Mentors are placed to follow the partner family even after the home is complete to provide our families continued support.
Population Served Families
L/NHabitat strives to build strong community by bringing together our community's resources; volunteers, participating businesses, clubs, schools, civic organizations and churches as we work jointly toward eliminating substandard housing in our neighborhoods. Our Partner Families, once becoming a habitat homeowner, contribute to the tax base of our community paying on average over $700 per year in real estate taxes.  Before our Partner Family can close on the loan and move into their new home, which they helped build, they must take courses on home ownership to help them understand loans, bank documents and other criteria to help prepare them for a successful future.   Mentors from the L/N Habitat affiliate are assigned to each of our Partner Families to check in on them periodically, provide support and "be there" for them to ensure each of our families the opportunity to succeed even during economic hardships. 
All donations to L/N Habitat for Humanity are tax deductible.  Donors that request for 100% of their contribution to be designated for local use within their affiliate will be honored.  When donations are received without any designation comment for local use our affiliate pays a small percentage of the donors amount as a tithe to Habitat for Humanity International.  This money is used to fund building around the world.  Since our inception, through this program L/NHabitat has funded the building of 6.2 houses around the world.
CEO/ED/Board Comments
  Lancaster/Northumberland Habitat for Humanity sees the need for aiding others more than ever during these hard economic times.  Families are struggling, and our organization and volunteers are not exempt from the effects.  
  We are devoted to  our mission to offer a "hand up" to those neighbors of our own community who desperately wish for safety and stability and could succeed with our support.  Its a proven fact that clean, decent and stable housing does more than put a roof over someone's head.  It provides stability to children and allows a family's sense of dignity and pride to grow. Health, physical safety and security improve.   Educational and job prospects increase, allowing many more positive aspects to follow.  It's truly a "hand up - not a hand out" opening the way for positive growth in our community. 

There is no shortage of applicants for our houses. We reach our
target audience through a two county-wide Application Drive which is heavily advertised through local newspapers, radio public service announcements, and at community locations such a libraries and post offices. One application drive generated over 34 applicants. Increasing our building rate will mean that a greater number of families can be served and substandard housing in our two counties eradicated at a more rapid rate. By
helping us provide access to three more construction sites, you will be helping us accelerate our progress toward improving the lives of three more families currently living in substandard conditions in Lancaster/Northumberland Counties.

 Your contributions, truly makes a difference for a deserving family on the Northern Neck. 
Fiscal Year
Projected Revenue $115,000.00
Projected Expenses $115,000.00
Spending Policy Income Only
IRS Letter of Exemption
Detailed Financials
Expense Allocation
Fiscal Year201620152014
Program Expense$7,637$13,447$7,887
Administration Expense$35,181$412$100
Fundraising Expense$6,543$6,743$4,160
Payments to Affiliates------
Total Revenue/Total Expenses3.063.204.42
Program Expense/Total Expenses15%65%65%
Fundraising Expense/Contributed Revenue4%10%8%
Assets and Liabilities
Fiscal Year201620152014
Total Assets$1,047,175$608,227$528,498
Current Assets$1,047,175$18,243$26,729
Long-Term Liabilities$0$3,828--
Current Liabilities$18,706$0$5,321
Total Net Assets$1,028,469$604,399$577,177
Short Term Solvency
Fiscal Year201620152014
Current Ratio: Current Assets/Current Liabilities55.98--5.02
Long Term Solvency
Fiscal Year201620152014
Long-Term Liabilities/Total Assets0%1%0%
Capital Campaign
Currently in a Capital Campaign? No
State Charitable Solicitaions Permit
Solicitations Permit
Solicitations Permit ExemptionView
Organization Comments We have been working towards having an outside audit performed, but have primarily been focused on putting every penny donated in to our homes.